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Harvard Case - Goldman Sachs: Making an Imprint in Impact Investing

"Goldman Sachs: Making an Imprint in Impact Investing" Harvard business case study is written by Shawn Cole, Vikram Gandhi, Caitlin Lindsay Reimers Brumme, Lynn Schenk. It deals with the challenges in the field of Finance. The case study is 17 page(s) long and it was first published on : Apr 3, 2018

At Fern Fort University, we recommend Goldman Sachs continue its commitment to impact investing by expanding its offerings, strengthening its internal expertise, and actively engaging with stakeholders. This strategy will allow Goldman Sachs to leverage its existing strengths in financial markets, investment management, and asset management while contributing meaningfully to positive social and environmental change.

2. Background

This case study examines Goldman Sachs' foray into impact investing, a burgeoning field that seeks to generate both financial returns and positive social and environmental impact. The case highlights the company's initial steps, including the creation of the Goldman Sachs Impact Investing Group (GSII), the launch of the Goldman Sachs Sustainable Investing (GSSI) platform, and the development of a proprietary impact measurement framework.

The main protagonists are:

  • Michael Schlein: Global Head of GSII, responsible for driving the firm's impact investing strategy.
  • David Cohen: Global Head of GSSI, leading the development and implementation of sustainable investing solutions.
  • Goldman Sachs' leadership: Navigating the complexities of integrating impact investing into the firm's core business.

3. Analysis of the Case Study

This case study can be analyzed through the lens of strategic management, focusing on growth strategy, corporate governance, and risk management.

Strategic Analysis:

  • Growth Strategy: Goldman Sachs is pursuing a growth strategy by expanding into the impact investing space, recognizing its potential for both profitability and positive social impact. This aligns with the firm's core competencies in financial markets, investment management, and asset management.
  • Corporate Governance: Goldman Sachs is committed to corporate governance principles, including transparency, accountability, and stakeholder engagement. This is evident in its development of an impact measurement framework and its efforts to engage with stakeholders on its impact investing initiatives.
  • Risk Management: Impact investing presents unique risk management challenges, including impact measurement, social and environmental risks, and regulatory uncertainty. Goldman Sachs is actively addressing these risks through its proprietary impact measurement framework, its commitment to due diligence, and its engagement with relevant stakeholders.

Financial Analysis:

  • Financial Analysis: Goldman Sachs is leveraging its expertise in financial analysis to identify and evaluate impact investments with strong return on investment (ROI) potential. This includes assessing cash flow, financial statements, and valuation methods to ensure financial viability.
  • Capital Budgeting: Goldman Sachs is applying capital budgeting principles to allocate resources to impact investments, considering the potential for profitability and social impact. This involves evaluating cash flow, risk assessment, and return on investment (ROI).
  • Financial Modeling: Goldman Sachs is using financial modeling to project the financial performance of impact investments, considering various scenarios and incorporating risk management principles. This helps to ensure the financial sustainability of impact investments and inform decision making.

4. Recommendations

  1. Expand Impact Investing Offerings: Goldman Sachs should expand its impact investing offerings to cater to a wider range of investors with diverse risk appetites and impact preferences. This could include:

    • Developing new impact investment products: Expanding beyond existing offerings to include private equity, venture capital, real estate, and infrastructure.
    • Creating thematic impact funds: Focusing on specific sectors, such as renewable energy, sustainable agriculture, or affordable housing.
    • Offering customized impact investment solutions: Tailoring investment strategies to meet the specific needs and goals of individual clients.
  2. Strengthen Internal Expertise: Goldman Sachs should invest in building internal expertise in impact investing, including:

    • Hiring specialized talent: Recruiting professionals with experience in impact measurement, social and environmental risk assessment, and stakeholder engagement.
    • Developing internal training programs: Providing training on impact investing principles, methodologies, and best practices to existing staff.
    • Partnering with impact investing experts: Collaborating with external organizations to access specialized knowledge and expertise.
  3. Engage with Stakeholders: Goldman Sachs should actively engage with stakeholders, including investors, beneficiaries, and civil society organizations, to:

    • Increase transparency and accountability: Providing regular updates on the performance and impact of impact investments.
    • Gather feedback and insights: Seeking input from stakeholders to improve impact measurement, investment strategies, and stakeholder engagement.
    • Build trust and credibility: Demonstrating a commitment to responsible and ethical impact investing practices.

5. Basis of Recommendations

These recommendations are based on the following considerations:

  • Core competencies and consistency with mission: Expanding impact investing offerings aligns with Goldman Sachs' core competencies in finance and investing while contributing to its mission of creating positive social and environmental impact.
  • External customers and internal clients: The recommendations address the needs of both external investors seeking impact investments and internal clients seeking to integrate impact considerations into their investment decisions.
  • Competitors: Goldman Sachs needs to differentiate itself from competitors in the impact investing space by offering innovative products, robust impact measurement, and strong stakeholder engagement.
  • Attractiveness ' quantitative measures: The recommendations are expected to enhance Goldman Sachs' profitability and shareholder value creation by tapping into the growing market for impact investments.

6. Conclusion

Goldman Sachs has a unique opportunity to make a significant impact on the world by leveraging its financial expertise and resources to drive positive social and environmental change. By expanding its impact investing offerings, strengthening its internal expertise, and actively engaging with stakeholders, Goldman Sachs can position itself as a leader in the growing field of impact investing, contributing to a more sustainable and equitable future.

7. Discussion

Other alternatives not selected include:

  • Focusing solely on existing impact investing offerings: This would limit Goldman Sachs' growth potential and miss out on the opportunity to cater to a wider range of investors.
  • Outsourcing impact investing activities: This could compromise Goldman Sachs' control over its impact investing strategy and hinder its ability to develop internal expertise.

The recommendations are subject to the following risks and key assumptions:

  • Risk of impact measurement inaccuracies: Ensuring accurate and reliable impact measurement is crucial for demonstrating the effectiveness of impact investments.
  • Risk of regulatory uncertainty: The regulatory landscape for impact investing is evolving, potentially creating challenges for Goldman Sachs.
  • Assumption of continued investor demand for impact investments: The growth of the impact investing market is crucial for the success of Goldman Sachs' strategy.

8. Next Steps

  • Develop a detailed implementation plan: Outline specific actions, timelines, and resources required to implement the recommendations.
  • Establish a dedicated impact investing team: Assemble a team with expertise in impact measurement, social and environmental risk assessment, and stakeholder engagement.
  • Pilot new impact investment products: Launch pilot programs to test and refine new impact investment offerings.
  • Engage with key stakeholders: Establish communication channels and feedback mechanisms with investors, beneficiaries, and civil society organizations.
  • Monitor and evaluate performance: Regularly track the performance and impact of impact investments to ensure alignment with goals and identify areas for improvement.

By taking these steps, Goldman Sachs can successfully navigate the complexities of impact investing, generate both financial returns and positive social impact, and solidify its position as a leader in the field.

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Case Description

Goldman Sachs acquired Imprint Capital Advisors, a small firm that specialized in advising clients on environmental/social/governance (ESG) and impact investments. The founders sold Imprint with the belief that joining a global financial firm would help to scale impact investing, if not bring it into the mainstream. The case is set two years after the acquisition. It describes impact investing, the founding of Imprint, and its evolution from serving foundations and home offices to financial institutions, and its sale to and integration within Goldman Sachs. The founders consider the past two years and whether the acquisition has, in fact, help to scale ESG/impact investing.

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