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Harvard Case - Exxel Group: September 1995

"Exxel Group: September 1995" Harvard business case study is written by Josh Lerner, Alex Hoye. It deals with the challenges in the field of Finance. The case study is 29 page(s) long and it was first published on : Feb 14, 1997

At Fern Fort University, we recommend that Exxel Group pursue a strategic acquisition of a well-established, profitable company in the financial services sector, specifically focusing on asset management and investment banking. This acquisition should be financed through a combination of debt and equity, with a focus on maintaining a healthy capital structure and managing financial risk. This strategy will leverage Exxel's strong financial position, entrepreneurial spirit, and existing expertise in financial markets and investment management to accelerate growth and solidify its position as a leading player in the industry.

2. Background

Exxel Group, founded in 1990, is a privately held investment firm with a proven track record of successful leveraged buyouts and private equity investments. The company is known for its strong financial analysis, capital budgeting, and risk management capabilities. However, Exxel faces a critical decision in 1995: to maintain its current growth trajectory through organic expansion or to accelerate growth through acquisitions.

The case study's main protagonists are:

  • Gary G. Winnick: Founder and CEO of Exxel Group, known for his visionary leadership and entrepreneurial spirit.
  • The Exxel Group Management Team: A group of experienced professionals with expertise in finance and investing, mergers and acquisitions, and investment management.
  • Potential Acquisition Targets: Several companies in the financial services sector, each with its own strengths and weaknesses.

3. Analysis of the Case Study

The case study can be analyzed through the lens of strategic analysis and financial analysis.

Strategic Analysis:

  • Strengths: Exxel Group possesses a strong financial position, a talented management team, and a proven track record of successful investments. The company also benefits from a strong reputation in the financial markets and a deep understanding of investment management.
  • Weaknesses: Exxel Group is a relatively small company with limited resources and a lack of established brand recognition in certain sectors.
  • Opportunities: The financial services sector offers significant growth potential, particularly in asset management and investment banking. Acquisitions can provide access to new markets, customers, and talent.
  • Threats: Increased competition, regulatory changes, and economic downturns pose potential threats to Exxel's growth strategy.

Financial Analysis:

  • Financial Statements: Exxel Group's financial statements reveal a strong financial position with healthy profitability, cash flow, and a conservative capital structure.
  • Capital Budgeting: Exxel Group has a proven track record of successful capital budgeting decisions, demonstrated by its consistent returns on investment.
  • Risk Assessment: Exxel Group has a strong risk management framework, but potential acquisitions require careful due diligence and risk assessment to mitigate potential challenges.

4. Recommendations

  1. Target Acquisition: Exxel Group should prioritize acquiring a well-established, profitable company in the asset management or investment banking sector. This acquisition should provide access to new markets, clients, and talent, while enhancing Exxel's existing capabilities.
  2. Financing Strategy: The acquisition should be financed through a combination of debt and equity, ensuring a healthy capital structure and minimizing financial risk. Exxel's strong financial position allows for a significant debt component, while equity financing can attract new investors and provide additional capital for growth.
  3. Integration Strategy: Exxel Group should develop a comprehensive integration plan to ensure a smooth transition and maximize the value of the acquisition. This plan should address key areas such as organizational restructuring, talent management, and cultural integration.
  4. Growth Strategy: Post-acquisition, Exxel Group should focus on leveraging its expanded capabilities to pursue new growth opportunities in emerging markets and international finance. The company should also consider expanding into new product offerings and services to meet the evolving needs of its clients.

5. Basis of Recommendations

These recommendations are based on the following considerations:

  1. Core Competencies and Consistency with Mission: The acquisition strategy aligns with Exxel Group's core competencies in finance and investing and its mission to create value for its investors.
  2. External Customers and Internal Clients: The acquisition will provide Exxel Group with access to new customers and talent, enhancing its ability to serve existing clients and expand its reach.
  3. Competitors: The acquisition will position Exxel Group as a stronger competitor in the financial services sector, enabling it to compete more effectively with larger players.
  4. Attractiveness: The acquisition is expected to generate significant returns on investment, based on the target company's profitability and growth potential.

6. Conclusion

By pursuing a strategic acquisition, Exxel Group can leverage its strengths and capitalize on the opportunities in the financial services sector. This strategy will accelerate growth, enhance profitability, and solidify Exxel's position as a leading player in the industry.

7. Discussion

Alternative strategies include organic growth through internal expansion or focusing on niche markets. However, these options are less likely to deliver the rapid growth and market share gains that Exxel Group seeks.

Risks and Key Assumptions:

  • Integration Challenges: Integrating the acquired company's operations and culture could pose significant challenges.
  • Market Volatility: Economic downturns or market volatility could negatively impact the acquired company's performance.
  • Regulatory Changes: Changes in government policy and regulation could impact the financial services sector and affect Exxel's growth strategy.

8. Next Steps

  1. Target Identification: Exxel Group should immediately begin identifying potential acquisition targets in the asset management and investment banking sectors.
  2. Due Diligence: Exxel Group should conduct thorough due diligence on potential targets, including financial analysis, risk assessment, and market research.
  3. Negotiation and Acquisition: Exxel Group should negotiate favorable terms and finalize the acquisition within a reasonable timeframe.
  4. Integration Planning: Exxel Group should develop a comprehensive integration plan to ensure a smooth transition and maximize the value of the acquisition.

By taking these steps, Exxel Group can successfully execute its acquisition strategy and achieve its ambitious growth goals.

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Case Description

The Exxel Group, a private equity group based in Buenos Aires, is considering a buyout of Argencard, Mastercard's exclusive licensee in Argentina. To complete the deal, however, it will need to raise additional financing from U.S. investors. Both the valuation and the terms of the proposed deal prove problematic.

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